How to escape from the deluge of credit card offers…..



This isn’t necessarily tech related, but modern life related I guess. I can’t count how many credit card offers we receive in the mail each month. I have visions of a few acres of forest land somewhere being tagged with our name and the subtitle… “credit card offers”. I’ve never followed up on an unsolicited card offer that I recall and as I was tearing one up recently, I noticed a little not at the bottom….

“You can choose to stop receiving “prescreened” offers of credit from us and other companies by calling toll-free 1.888.5.OPT.OUT. For more information about prescreened offers, please see the PRESCREEN & OPT-OUT NOTICES in the Terms and Conditions section of this offer.”


So, as you can imagine I looked into it and the idea is that you can remove yourself from these prescreened offers. Essentially what happens is calling this number registers you with the credit reporting agencies as not wanting companies to pester you with unrequested offers. Of course, if joe’s credit card company uses the latest lottery winners name list to compile addresses to send out offers to, you’re out of luck. The process was entirely automated (Computer voice on the other end). There were a few yes/no questions and a few questions to enter numbers on the keypad. You did have to confirm name and address as well as social security number.

Now if I can only unsubscribe from those pesky bills I keep getting everything will move along just fine…. ;-)

Related Posts

Blog Traffic Exchange Related Posts
  • High MPG hybrid car (250 Miles per gallon) I think I first saw these stories Friday night, but several places are reporting on various efforts to modify current hybrid vehicles to squeeze higher mileage out of them. This is the true spirit of "hacking" in some ways. It looks that by adding extra batteries (and recharging those off......
  • Lessons Learned from the Massive Westhost Outage this Week If you didn't know, this has been a tumultuous week for clients of Westhost, my internet service provider. Their Primary data center is located in Utah and they share that space with a sister brand VPS.net. The datacenter is a Tier IV center managed by Consonus. Saturday afternoon there was......
  • Discovercard whoops.... This isn't tech related except for the mail merge side of things. We got a letter in the mail day before yesterday from Discovercard. It had my name and address on the outside just as it's on record with Discover and everything looked like a normal "account information notice" (read..........
Blog Traffic Exchange Related Websites
  • 8 Listing Strategies to get Best Prosper Loan Rate I have had several bloggers ask for advice on their listings or potential listings...  One of them even joined my group and successfully received a $25K loan at an interest rate he was happy with... As a blogger the reputation of your blog has meaning for you both in terms......
  • Four Crazy Credit Card Scams Guest Post Author Bio: The following post comes from the NerdWallet.com team, experts in helping users find the right rewards credit cards. 4 of the Craziest Credit Card Scams We live in an age where identity theft is a major concern. There is always a threat of your financial......
  • Saving Money with Your Credit Cards pt 2 Continued from part 1... Another type of credit card that you can use to save money is one that offers frequent flyer miles or air fare rewards. Airfare is expensive, and if you fly relatively frequently then you are probably well aware of how expensive it can be to fly.......
www.pdf24.org    Send article as PDF   

Similar Posts


See what happened this day in history from either BBC Wikipedia
Search:
Keywords:
Amazon Logo

Comments are closed.


Switch to our mobile site